Our services includes in the domain of Financial and Management consultancy. We dedicate our self in providing services like, Project Feasibility Study, Preparation of Project Report, Advising on Cost Reduction , Financial Feasibility Study, Working Capital Loans, Factoring, arranging private equity, Business valuation, Setting MIS Reporting, Setting MIS system to reduce pilferage in retail organizations and many more..
We strongly feel that it is only through an ethical and prompt service culture that we can put a smile on our Client's face. That's why our list of services is indeed quiet exhaustive, so that our clients' can have everything under one roof.
Have a look at the wide array of financial consultancy services that we smilingly offer to all our esteemed clients:
1. Finance & Project Services:
Moksha Financial Services provide a wide array of financial services and solutions that help our clients run efficient processes, improve accuracy, and minimize costs. We efficiently deal with many forms of Financial Consultant Services and specialize in giving advice to clients on a wide range of subjects to assist with personal financial planning. We listen to your needs and offer clear, no-jargon advice on the most appropriate financial products for your personal circumstances. The primary objective is to deliver a solution to the client for a systematic, sustainable growth.
Our Finance & Project services are detailed as under:
A. Retails Loans
Retail Loans are divided in to 4 parts they are detailed as under:
Building your own House is a dream of our every person. Being the leading financial consultant we are here to help you lay the foundation of your own home. Whether you are a salaried person or self-employed home loans are available to you for Purchase of new residential property (Flats, Bungalows, Row Houses, and Residential Plot) or construction of new property or Plot Purchase or renovation of existing residential Property.Home loan can also be takeover in case of better interest rate are offered or and along with takeover of the loan more funds can be borrowed this is known as BT+ Top up. We are dealing with good financial institutions which provide attractive interest rates and minimal processing fees.
Loan against Property
For raising funds for whether personal or business purpose, loan against property is a best option. Loan against property is available on Mortgage of any property, be it commercial or residential or plot or Hospital or school or any other kind of property. It is also known as mortgage loan. LAP can also be availed to acquire the new property. A take-over of your existing loan with refinancing is possible with loans against property.Due to our good contacts this loan is available at reasonable rates and can be repaid comfortably as over as 10 years. We can also help you in getting loans in an easy and without hassles procedure.
Unsecured/ Business Loan
Unsecured/ Business Loans are given to meet urgent requirement of funds by the Business Organizations. As name itself refers no Security is required to be mortgage in case of unsecured loan. For People who don't have any collateral security to pledge an unsecured loan can be a attractive option.We have arrangements with a number of private sector banks and big financial institutions for arranging Unsecured Loans to the tune of Rs. 5-10 Crores.
Personal loan can be availed by salaried person or a Business man. Personal loan is a loan which can be taken for any personal purpose like wedding, purchasing property, Holiday expenses, consumer goods etc. It doesn't require any guarantor that's why it is also called unsecured loan also. The amount of loan varies from bank to bank and also your eligibility criteria. It is very easy to get a Personal Loan as it requires very less paperwork and is the best option when you are in urgent need of money.We have contacts with multiple banks in regards of personal Loan. We guide you in getting hassle free Personal Loan in a very competitive rate.
Personal OD Limit
An overdraft is a way of borrowing money up to an agreed limit to help you make payments or cash withdrawals even when you don't have enough money in your account to cover them. A secured Personal OD Limit is anOverdraft facility in your personal account which increases your funds on the account up to an approved limit. It provides additional flexibility and access to emergency funds.Interest is charged only on the utilized portion of the overdraft.We are dealing with various banks and financial institutions which provide attractive interest rates and minimal processing fees.
Trader’s OD Limit
Trading activity constitutes an important sector of the economy and trader is a key component of supply/distribution system. The credit is available to the retail and wholesale traders on attractive terms to meet their requirements for financing of stocks / book debts and other assets required for running the trading business.Traders who are individuals, firms, Private Limited companies, can have overdraft limit to meet their day-to-day working capital requirement and other financial requirements related to the business.
Loans to Doctors
Like all professionals who run successful businesses, physicians rely on their staff to help their offices run smoothly. These employees include physician's assistants, nurses, receptionists, and office assistants who help with billing health insurance companies, Medicare, and others. When starting a practice, expanding services or opening a new office, doctors frequently require an infusion of cash.This is the Loan is well utilized by the doctor community to help them expand their scale of operations and provide better care and service to the patients. This loan helps in the constructions / procurement of medical equipment in the hospitals / nursing homes etc.
Loan against Rent Receivables
Loan against Future Rent Receivables has been developed considering the growth potential in the real estate in various metros and urban centers, where many commercial properties/shopping malls are being developed and the owners approach banks for loans against securitization of future rent receivables from such properties.Now the Property owners of the immovable properties who have let out their properties to Insurance companies, Banks, NBFC’s, Telecom Companies, Big Corporates, MNC’s , Malls, etc. have good opportunity, they can take loan against the rental Income from the property. Property owners can get the funds immediately which they can utilize to create further assets which can yield higher returns and appreciations. Alternatively, the funds can also be deployed for expansion of business activities.
Education is the most important investment one makes in life. Higher studies and specialization in certain fields call for additional financial support from time to time.Education Loan aims to provide the much needed financial support to deserving students for pursuing higher professional or technical education in India and abroad. The education loan would be provided to those students who have obtained admission to career-oriented courses e.g. medicine, engineering, management etc., either at the graduate or post-graduate level.No more a deserving student has to give away their pursuit of dreams due to lack of money. Education Loan will ensure that worthy students are empowered to take their destiny in to their own hands. Our Endeavour is to help the future of our nation in education and prosperity.
Loan Against Shares
With consumer spending on rise and loans getting expensive, individuals are finding new ways to fulfill their money requirements. A loan against shares would fall under this category. The loan is granted when you pledge your shares to the bank. More and more banks are offering this option now and also expanding the financial assets that can be used as for a LAS option.These shares are very liquid, from high quality companies, and highly valued securities. The amount depends on valuation of shares, margin allowed by the bank, and the customers past credit history.
As the name suggests this is the loan given against gold. This loan is for short period to meet the requirement of children’s education, marriage and other financial problems in the family. With the rise in gold rates the demand from companies and banks offering such loans has raised.Gold loan doesn’t demand any certificate to show your salary or income and even no credit card history is required. Thus even unemployed and non-working people can go for gold loan.We have arrangements with many nationalized banks, private banks and other financial companies which offer this loan at attractive rates.
Vehicle Finance (Car/ Commercial Vehicle)
Vehicle financing is the fastest and easiest way to buy a new car or any commercial vehicle for the purpose of Business. This way allows you to buy your new vehicle by paying only a small down payment up front and the rest in monthly installments. Therefore, instead of a one-time immense expense which is hard to attain, the vehicle payments becomes an integral part of your monthly expenses.Gone are the days when people would dip into their cash reserves and savings to buy Vehicles. Almost all – both individuals and companies – prefer to buy vehicles on installments, because that allows them the liberty of not having to invest a huge amount upfront. That’s the need gap being filled by almost all banks and financial institutions, who now offer auto loans on lucrative terms to consumers, egging them to fulfill their dreams and aspirations, just by paying some extra interest.
B. Corporate Finance(SME, MSME)
CC Limit O/D Limit
CC limit is a limit given in the current account where the client can withdraw amount up to limit sanctioned. These are ideal for traders and manufacturers etc. It is provided to the business owners to meet their some financial needs. With cash credit a business owner can purchase equipments, maintain business operations or can meet any financial requirement. Unlike loan, it has some flexibility. The borrower can use a line of credit whenever he/she needs it. So, it works like a continuous finance which can be same like credit card.
We have arrangements with a number of private/ public sector banks and big financial institutions for arranging C.C. Limit & O.D. Limit at very convenient rates of interest rates for our clients.
Term loans are usually required for creating fixed assets for the business such as land, building, plant, machinery, expansions etc. Our ready tie-ups with Banks/Financial Institution help our clients in getting term loans to meet their long term requirements to buy, install or expand projects anywhere in the vast geographical stretch of India.
Letter of Credit LC
Letter of credit is a letter from a bank guaranteeing that a buyer's payment to a seller will be received on time and for the correct amount. In the event that the buyer is unable to make payment on the purchase, the bank will be required to cover the full or remaining amount of the purchase. Letter of credit is of two types Inland LC & Foreign LC. Inland Letter of Credit is issued to meet out the credit requirement for domestic trade. In today's international credit markets, exporters often need to use their financial resources or bank relationships to effect a trade sale, in that case foreign LC is used.
With Moksha financial services, you can be assured of timely and correct payments from your buyers. We have good arrangements with big financial institutions that provide letter of credit at reasonable interest rates, efficiently and quickly.
Bank Guarantee is a Contract between a bank as guarantor and a beneficiary in which the bank commits itself to pay a certain sum under certain, specified conditions. Thus, a demand guarantee is one in which the bank agrees to pay against the simple written demand of the beneficiary.
Bank Guarantees are typically sought by customer’s party to a large business deal where significant volumes of money are considered. Large organizations and governments will normally seek a bank guarantee as an effective business and investment tool.
The Main benefits of a bank guarantee is that it offers a level of security and surety for companies selling goods or services or entering in to large scale business deals with individuals or companies that may not have a credible credit history. Sellers are given the security of knowing that if the purchaser fails to pay the bank will pay.
We have expertise in the project finance, we have already provided project finance in different industries such as real estate, Agro based Industry etc.
Under project finance, Long term finance is provided for the establishment of new industry, business, to purchase of new machinery, expansion of existing business in the terms of Cash credit, Term Loan, Bank Guarantee, Bill Discounting. This loan given against collateral security i.e.: Residence, Industrial or Commercial Property. In this Loan bank appraise the profile, prior experience, net worth of the promoters, and feasibility of the project.
Project report along with CMA and other financial data, is required by bank for a New Venture or major expansion / diversification of the existing unit. We prepare a Detailed Project Report (DPR) comprising of Brief Profile of the organization, Project viability, Requirement of plant and machinery and cost thereof, CMA report with Ratio Analysis, Term Loan Repayment Schedule, Wages and salary structure, Profitability analysis, and any other data/report depending upon the nature of the project.
Builders Finance/Funding for Real Estate Business
Loan sanctioned to construct or develop a new real estate project including both residential as well as commercial is known finance for real estate business. An individual or a firm or company engaged in the business of real estate development or construction (Builder) can avail this loan.
We have good experience in getting finance for Real Estate business; we have good contacts with the banks and financial institutions who deal in the same.
Foreign Currency Loans
Foreign currency is required for many purposes, such as trading with other countries, importing capital goods or raw materials. We have contacts with several banks which provide easy foreign currency loans.
Buyer Credit is a credit facility provided by an Indian Bank or Lending Institution to the overseas buyer (Importer) to purchase Goods or Machinery from Indian Exporter. Buyer Credit facility is extended for a specific period of time.
Buyer Credit facility ensures safety and security of the payment to be received by the Indian exporter and the buyer or importer can have an agreement with the Indian bank or lending institution to settle the credit within a stipulated period of time at mutually agreed rate of interest and other terms.
We can help you with External Commercial Borrowing funding. We can organize debt fund in Foreign Currencies / Indian Rupees. We can arrange debt fund at astonishingly competitive rates. We adhere to the guidelines of the ECB. You can depend on us for arrangement of funds and clearance through RBI. We care about financial expansion. ECB includes bank loans, buyer's credit, supplier's credit, fixed rate bonds, floating rate bonds, etc.
2. Corporate Law Services
We are handling all kinds of Corporate Law Practice, Corporate Law Services, and Company Law Services in India. Our team members include, Company Law experts, Company Secretaries, Chartered Accountants with a strong experience in handling corporate law services to our clients in India. Since we have a strong and experienced team, our clients also get the best possible legal support when they use the services of our Company. Our Practice areas in Corporate Law practice include:
Compliance with Companies Act.
Formation, liquidation/winding up of company.
Alteration in memorandum & articles of association.
Preparation of ROC Search Reports.
Creation of charges.
Secretarial Audit under Listing Agreement.
MCA-21 E-filing and Certification thereof.
Maintenance of statutory record including fixed asset register.
Compliance on corporate governance.
Search at registrar of companies offices.
3. Business Support Services:
Development of management information system (MIS).
Development and design of accounting system.
Cost reduction management.
Preparation of budgets.
Operational and financial analysis.
Management of cash flow
Business Investment Services
Business Execution and Planning
HR-Compliance and Payroll Management
We are into
Moksha Finance deals into the services of Consultants- Management, Financial Advisors, Law Firms in Indore
Moksha Financial Services Pvt. Ltd. is one of the leading and established finance company in India, formed with main intention to cater the financial needs of business houses and others. We provide all the financial & consultancy services under one roof. We provide friendly approachable professional services and advice to a wide ranging clientele base from individuals to corporate companies no matter how small or large across the India.
We are passionate about taking on immense challenges that matters to our clients. Working with our clients on their most challenging issues requires deep industry and functional expertise. We invest significant time and effort in developing and renewing a knowledge base that offers unique perspective and insights to our clients.
Our customized approach combines deep insight into the dynamics of companies and markets with close collaboration at all levels of the client organization. This ensures that our clients achieve sustainable competitive advantage, build more capable organizations, and secure lasting results.
We have been dealing with some of the best lenders (Banks and NBFCs), who are constantly striving to provide our customers with the best Financial deals. Without any hassles.
Our Strength lies in the keen understanding of the Finance Sector, Our Company is supported by a Dedicated and Professional Team which scientifically analyses your requirement and methodically services the same. We strive to deliver our financial products and services in the way our customers expect: with standard service, maximum convenience, minimum hassles and at competitive rates.
Moksha Financial Services Pvt. Ltd. financial solutions arm majorly provides services in area of debt solutions which includes services like debt syndication, project feasibility study, debt restructuring advisory, financial feasibility study etc. we are also dealing in to Foreign Direct Investment, Initial Public offerings, company mergers and Acquisition as well. Our services are rendered keeping the confidentiality of the clients. Use of advanced technology helps us in the efficient execution of our undertaken projects. Our services are precisely designed to provide economically practical solutions to the clients. Besides this, we also give prime concern to the completion of projects well within the stipulated timeframe.
We have always sought to be a value-driven organization; We always deliver our services with extreme efficiency, where our values direct our growth and success. Our major goal is to deliver customer satisfaction.
Our goal is to enhance value for our clients in a sustainable and comprehensive manner to be a total financial solutions provider by enabling clients to preserve & multiply their wealth on a continuous basis. Our people bring knowledge, experience and diversity to bear in our every endeavor. Their talent and passion has powered us to the pre-eminent position we occupy in the Indian financial services landscape.
Welcome to Moksha Finance
Moksha financial service is a complete solution to financial problems. It is private company formed with main intention to cater the financial needs of business houses and others. It mainly provides financial and management consultancy. We are a group of professionals who have came together to fulfill financial need of business in India. We believe in true sense of pride in our heritage and a zeal for perfection. Our approach is to challenge companies to look beyond their core processes to recognize the dynamics of changing world and to position them accordingly.